Lyft is a ridesharing company that offers quick and convenient transportation when it’s needed most. Hudson Country residents depend on rideshares to get to work, medical appointments, and home after a night of drinking. But, as with other motorists, Lyft drivers may behave negligently or recklessly. Some of them may drive aggressively or speed when they are in a hurry. Others drive impaired distracted or drowsy. If you were involved in a Lyft accident, you may have suffered a variety of injuries. If so, you may be eligible to file a Lyft accident claim. If you want to pursue a claim and fight for your right to recover the compensation you deserve, you need to hire a Hudson County Lyft Accident Attorney. Your lawyer will offer you the legal assistance you need.
Understanding Lyft’s Insurance Coverage
Lyft carries an impressive insurance policy that could apply to its drivers, its passengers, and other victims outside of the vehicle and not affiliated with the company. Its insurance policy could include up to one million dollars in coverage. However, there are specifications as to how the policy applies.
If the Lyft driver is involved in an accident while driving on personal time, the company’s insurance coverage does not apply. Instead, what applies is the driver’s personal insurance or the insurance policy of the liable party. If the Lyft driver got into an accident before a ride, Lyft’s insurance could apply. But, the coverage would be contingent on any other applicable insurance coverage. This includes up to $50, 000 per person and $100, 0000 per accident. If the company’s driver is on an active ride, the driver and the passengers will be fully covered by the policy. The coverage includes auto liability, comprehensive collision, and uninsured/underinsured motorists.
Recovering Compensation for Accidents that Involve Lyft’s Services
If you sustained injuries because of a Lyft accident, your eligibility for compensation depends on some details that surround your claim. You need to have suffered injuries from the accident, cannot go to work because of your injuries, deal with vehicle damage, or the accident has left you with emotional and mental struggles. The kind of compensation and amount you will get depend on the specifics of your claim. For instance, if the injuries you suffered were minor and did not affect your ability to work and earn wages, you may not be eligible to receive compensation for lost income. Also, if you were a passenger, you may not be eligible to recover compensation or property damage of a vehicle.